Move the sliders to get instant estimates on repayments, borrowing power, stamp duty and more. All calculators are indicative — a broker can run the real numbers for you.
Estimate how much a lender may let you borrow, based on income and expenses.
Combined household income before tax.
Food, utilities, subscriptions, insurance, etc. A typical Brisbane household is around $4,000–$5,000.
Total of credit cards, car loans, personal loans.
Lenders add a 3% serviceability buffer to this rate.
Indicative only. Based on surplus income (gross income minus expenses and debt repayments) at an assessment rate 3% above the entered rate, over a 30-year term. Lender serviceability calculations vary. A broker can run your exact figures against current lender policies.
Calculators give estimates. A broker gives you the real picture — your actual borrowing power, the best rates on the market, and a clear path to approval.