A selection of client testimonials from Google and Facebook, reproduced as provided by clients.
"Sean from Payless Mortgages is amazing. This is not an overstatement. My wife and I were trying to secure a mortgage and we faced a number of challenges and we also made a lot of mistakes as well, but Sean helped us to overcome the challenges that we faced, he helped us solve so many problems that we would not have been able to solve by ourselves and he was very patient, understanding and gracious when we made mistakes in the paperwork that made life harder for him. We had given up BUT SEAN NEVER GAVE UP and he got us there in the end. We were skeptical about going with a Mortgage Broker in the beginning but Sean proved us 110% wrong. We would highly recommend Sean, you could look around if you wanted to, but honestly there is no point because Sean is the best and you couldn't ask for anything more."
A selection of reviews from Google and Facebook, reproduced as provided by clients.
"Sean was excellent at getting us amazing deals on our property loans. I would highly recommend Sean if you are looking to buy or refinance your home loans, because of his experience, skills and knowledge he will get you the best deals available. A+"
"Thank you to Sean for helping my partner and I to get our first home. Sean went above and beyond to get this done within the 14 days (not pre approved) 10/10 would recommend and will be our broker for many years to come. Actually 7 days so way before the contract specified."
"Sean has assisted us to purchase a new home and refinance an existing loan to much better rates. I can't thank Sean enough for everything he's done for us. He absolutely went above and beyond, talking us through different options and helping us find the right option for us. We didn't even know we could refinance, but Sean organised valuers and based on the valuations helped us get the best interest rate and deal. He's professional, caring and detail oriented. We had a lot of questions and he displayed so much patience going through everything with us. If you're looking for a broker who is absolutely on your side, give Sean a call. He really made things happen for us and it wasn't completely straight forward. Thanks again Sean!!"
"Sean was so helpful to us recently, he gave us excellent advice and treated us like we were the only clients in the world. He worked so hard to get the result we wanted and I would highly recommend Sean to anyone who needs a great broker!"
"Want to say a huge thank you to Sean. We recently purchased a property interstate and had a terrible experience with our bank which almost cost us purchasing the property. Sean took on the case and had approval for us on our two mortgages within 5 days. Without Sean we would not have been able to purchase our property. I highly recommend Sean if you are looking to purchase a new home. He has exceptional service and expertise. Thank you Sean"
"Sean has always gone above and beyond with any request. I can not recommend Sean enough. He has helped me with multiple requests - getting a home loan, getting out of a home loan and also assisting with refinancing needs!! Whenever I talk to Sean it's like a I'm talking to a friend, I know he always has my best interests at heart and puts his heart and soul into the request!"
"Sean is a consummate professional. Being first-time home buyers in Australian we were naturally very apprehensive, Sean made us feel very comfortable, guiding us through the entire process leveraging his extensive knowledge of the industry. Providing above and beyond service Sean's innovative solutions and suggestions to our challenges and changing situation enabled us to fully utilise our financial potential – ultimately achieving our dream. Sean is very approachable – nothing is too difficult, any question gets his full attention with an upfront response, explanation of any process is accurate and precise. What he says he does, I would highly recommend Sean and shall use his services in the future."
"Sean from Payless Mortgages is an absolute saint. I’ve never met anyone so dedicated and passionate about what he does. I could almost guarantee we may be the most difficult clients he’s dealt with but he has offered nothing but patience, perseverance and understanding. Sean always had our best intentions during our refinancing not only that but he was always very straight forward and honest about everything. Thank you for all your help Sean we are extremely thankful for all that you’ve achieved for us!!!"
"Sean at Payless Mortgages is an absolute champ! I can't thank him enough for his amazing service and his tireless help in obtaining a fantastic mortgage for my dream home. Sean provided 10/10 knowledgeable, reliable, flexible and extremely prompt service. Do yourself a favour and get Sean to assist in your mortgage needs. I would absolutely recommend him! Christopher Raleigh. Mortgage obtained 10 October 2018."
"Amazing!! Sean is highly driven missing nothing at all. He had all bases covered & it was obvious he knew his stuff. When other brokers said it couldn’t be done, Sean did it with Class, Speed & agility. If mortgage broking was a sport, Sean would take centre stage. Absolutely 110% happy. Thanks heaps mate for helping us realise our dreams and making it happen ���"
"Sean was amazing, we got in contact with him after a few problems with other brokers and bank/lenders, not only did his background knowledge help us but all the information he gave and the time he spent guiding was 100%. My partner and I are now very happy to be first time home owner and we owe alot of this to Sean from payless mortgages. We would definitely recommend Payless Mortgages to anyone and everyone. Thank you Sean"
"Sean has been absolutely amazing in helping us refinance our loans and borrow for a block of land. Sean kept us informed completely along the way. Nothing was too much trouble and Sean was so easy to deal with. I would absolutely recommend Sean for any financial dealings. He is a go getter and very easy to deal with. Thanks Sean, you are amazing. Lyn and Steve"
"Truly professional. After speaking to a bank and been declined on a home loan we had a chance meeting with Sean whom turned the the disappointment into joy. Not only did he get use approval but he was there at every step and every pice of the puzzle guiding us. Sean visited after hours to our home and helped out with all the paperwork. Sean was quick to respond to any phone call, email or text message with out any delay. I have had brokers work for me in the past however I never have had one as efficient, honest, trustworthy and reliable as Sean."
"If you feel like there is no hope and the banks are just not listening to you Sean is the man that can make it happen. I had used another mortgage broker a few years back who put me into a financial pinch which left me feeling like I had no hope of getting back on track financially. Sean was recommended to me and from my first conversation with him I knew I could trust him to do the best he possibly could do for me. If you want someone who is honest, up front and will work hard to get you the best deal then I recommend Sean. Not all mortgage brokers are the same and Sean is definitely one of the best. Thank you so much Sean for getting me back on the path to financial security and should I need anything more in the future I certainly know who to come and talk to 😀"
"Sean made our home ownership dreams come true. He's a true professional. He knows his business, he is friendly and so very helpful. I'd highly recommend him to first home buyers as he explains things in simple terms and will get you the best deal available in the fastest possible time. You can't go wrong with him! I can not speak highly enough of him and his service. Thank you Sean! We love our new home and we could never thank you enough for making it all possible. <3"
"Sean helped me buy my first home! He helped me to secure, what I believe to be the fairest mortgage package available to me at the time! Highly recommend his services!"
"I was introduced to Sean by one of my clients about a year ago, and since then we have worked together on a number of property purchases. Sean is highly dedicated to achieving the best outcomes for his clients, communicates exceptionally well and keeps everything moving."
"Sean was great to deal with, extremely knowledgeable, very helpful and worked extremely hard to get me the best deal possible. He made the whole process for me, as a first time buyer, stress free and very easy. Highly recommend!"
"Sean was fantastic from start to finish. He took the time to understand our situation, answered all questions patiently, and kept us informed throughout the entire process. Everything was handled efficiently, and we felt confident we were in good hands."
"Amazing service! Sean is a fantastic broker and was a massive help with our refinancing! Thanks Sean for all your help"
"Sean and the team at Payless Mortgages do an excellent job. They are thorough and straight to the point. They are respectful of timeframes and do not overpromise. This is the second time we have used Payless Mortgages and we are as happy as we were the first time."
"Sean was amazing, supporting us switching our mortgage to another bank for a much better rate which we will be forever grateful. Sean is knowledgeable and knows exactly what is needed, he made it effortless explaining every step of the way and was always contactable. I highly recommend Sean from Payless Mortgages"
"If it wasn't for Sean, I'd still be stuck in the rental trap. Having never purchased a property before, Sean supported me through the daunting application process with patience and understanding. He kept me informed every step of the way."
"After meeting with several mortgage brokers, I met Sean, and he stood out as the most patient and knowledgeable. He has a deep understanding of the bank's lending processes and available products. Sean was always available to help with any questions."
"I want to share a wonderful experience with Sean at Payless Mortgages. He profoundly understands the financing options and makes the right choice for us. He is always there on the phone when you need him. Great customer service."
"Sean has been the best we have ever worked with. The last broker we used made an absolute mess of our investment portfolio. Sean was fantastic and made everything clear."
"An amazing experience working with Sean Goyal and his team. From start to finish, they made the entire mortgage process smooth and stress-free. Their expertise, professionalism, and dedication to finding me the best loan option were outstanding."
"Sean at Payless Mortgages is incredible! His expertise, patience, and dedication are unmatched. He simplified our financing process, secured us an excellent deal while keeping us informed every step of the way."
"Sean assisted us with selling and buying a new home. He definitely has a wealth of knowledge and is eager to educate his clients, which is something we really appreciated. Thank you Sean for all of your help and time, we are very happy with the bank and loan."
"We can't thank Sean enough for the incredible work he did in helping us secure our home loan. Honestly, we never thought we'd be approved for this much."
"We have had the pleasure of dealing with Sean several times now. Sean is very knowledgeable. He is great to deal with, always on the phone to answer any questions. Makes everything easy and understandable."
"Sean at Payless Mortgages truly impressed us with his expertise and dedication. Right from the outset, his guidance was clear, timely, and reassuring. He stayed proactive throughout, often taking initiative before we even asked."
"I've had a great experience with Payless mortgages, they helped me in all the ways they could. They go above and beyond to assist you with everything and really understand your situation."
"Sean has helped us refinance our mortgage wonderfully. Thanks for all your help Sean!"
"Sean is absolutely amazing at what he does. I am so grateful that we found him. He was able to help us consolidate and refinance our loan even after another broker had told us that there was no possibility of doing so. Sean is so knowledgeable, dedicated, and hard-working."
"We refinanced our home loan through Payless Mortgages and Sean's knowledge of the refinance market was excellent. From the very first phone call, he made the process easy."
"Sean was very pleasant to deal with and he went the extra mile to help us find the right lender. Would strongly recommend Sean for any of your mortgage needs and am sure he will sort it out for you with a best deal."
"We want to express our heartfelt gratitude to Sean for his amazing support during our first home purchase. His guidance throughout the entire process has been invaluable, making what could have been a stressful experience much more manageable."
"Sean is very knowledgeable, he knows about how banking works. He is very straight forward, he helped me to refinance my owner occupied loan with cash back and also helped me to secure my first investment property."
"Thanks Sean, my husband and I have busy jobs and you took the stress and time out of us having to do all the work for our refinancing. Your knowledge of banks and the market was excellent."
"Sean was recommended to me by a friend. I appreciate his expertise and ability. Sean ensured I was getting the best possible deal. Thank you so much for all your help."
"Sean is very professional and extremely easy to deal with and made the mortgage process very smooth and stress free, highly recommended."
"I highly recommend Sean from Payless Mortgages, he is knowledgeable and professional and made the daunting process of refinancing a quick, stress-free experience. Thanks for all your help Sean."
"Sean was amazing when supporting us switching our mortgage to another bank for a much better rate which we will be forever grateful. Sean made it effortless explaining every step of the way he supported us and was always contactable. We would not hesitate to recommend Sean to anyone."
"I recently had the pleasure of working with Sean from Payless Mortgages and I must say, he exceeded my expectations in every way possible. From the very first phone call, Sean was professional, knowledgeable, and attentive."
"We are incredibly grateful to Payless Mortgages for helping us secure a home loan when we had almost no options left. They went above and beyond to find a solution tailored to our situation, offering proactive, creative advice."
"Sean did an amazing job with helping my partner and myself purchasing our first house. We had no idea what we were doing, Sean helped step by step with what was going on."
"Thanks so much Sean, for the financial advice and help to refinance our mortgage to a better rate. We can now afford a much needed new car. We are so grateful for having made contact with you."
"I can't be more happier with the services I got from Sean from Payless Mortgage. It was very smooth and quick process and comes with high level of professionalism and very friendly people to deal with."
"Sean has been fantastic. Super onto it and when you are going through the process of buying a house, which can be stressful and have a lot of uncertainty, Sean provided confidence and support throughout the whole process and after."
"Sean Goyal is a highly professional and polite mortgage broker with years of experience to get me a best deal with appropriate bank to suit my need. Sean has gone above and beyond all possibilities to help me buy my house."
"Amazing service from Sean, would not go elsewhere. He went above and beyond for our loan application recently and got it approved on time. Would highly recommend Sean for any Home Loan related concerns."
"Highly recommend Sean. He went above and beyond to help assist us with our first home purchase. Sean was always available to take our calls and reply to our emails regarding any concerns we may have."
"Very highly recommended! Sean is knowledgeable and knows exactly what is needed. He went above and beyond on assisting us for our loan process. Stress free experience!"
"I could not have been happier with the service that Sean gives to his clients. He has always so responsive and accessible to phone calls or emails. He is so supportive and helpful despite us being a young couple."
"Sean was extremely helpful and informative through the process, and got us great outcome!"
"Sean has an ability to give you total clarity on your next purchase with his assessment of what your borrowing capacity will be, provides lots of assurance and dependency when understanding your budget. Sean was a key pillar of strength to help me achieve the goal of my new purchase. It is with proudness that I will keep recommending Sean to my own clients too. 5 stars."
"Sean has gone above and beyond in helping us achieve our goals. He was always very quick to respond to our queries, provided a mountain of advice when we needed it, and checked in with us frequently to make sure everything was on track."
"Sean was absolutely fantastic in organising our first home mortgage. Looked after us throughout the entire process and was the consummate professional."
"Sean is a total professional always with his clients best interest in mind. We recently refinanced our home & car loan and found Sean to be very efficient and genuine he made the whole process so easy and kept us in the loop the whole way. It was a pleasure dealing with you Sean and we can’t thank you enough. John and Barbara"
"We would highly recommend Sean at Payless Mortgages. He is very professional and knows his stuff. Sean made the process of purchasing our investment property very easy and was only a phone call away at any time. Thanks Sean."
"Sean is just amazing to work with, he is very knowledgeable, has got wealth of experience in financial matters, professional, friendly, and blazing fast! He has been prompt to provide updates, very fast to coordinate with various levels."
"Sean is very professional, knowledgeable and friendly. Our mortgage journey appeared much easier and faster with Sean. I highly recommend Sean for any refinancing or home loan needs."
"How do you give someone 100 stars? Sean from Payless Mortgages is amazing. This is not an overstatement. My wife and I were trying to secure a mortgage and Sean helped us overcome the challenges."
"There is no way we could possibly thank Sean Goyal of Payless Mortgages enough for his professionalism in helping us get a mortgage which turns out to be half of what we were paying previously."
"As a first home buyer I was not sure where to start mortgage process. Luckily one of my friend recommended Sean to assist me with home loan. He is very reliable, honest and hard working."
"Sean has been a great help to us. Through him we got fair appraisals resulting in the maximum yield to help us build our dream home."
"Personalised service, subject matter expert advice that is unique for ones unique situation, and on top of everything a very friendly and helpful support throughout the process."
"Sean was awesome to work with. He made everything easy to understand and was extremely prompt and thorough from start to finish."
The testimonials above are a small selection. Payless Mortgages has earned a 5.0 rating across 100+ reviews on Google and Facebook. Read the full reviews directly on each platform.
Start with the Loan Check. It takes 90 seconds and helps Sean understand your situation before your first meeting.