Your first home, without the guesswork.
First Home Owner Grants, stamp duty concessions, guarantor loans and low-deposit options — all explained in plain English. We will tell you exactly what you qualify for before you ever attend an open home.
First Home Owner Grant (FHOG) up to $30,000 in Queensland — we handle the paperwork
Transfer duty concessions for first homes under $700,000
Guarantor loans and Family Pledge options to avoid Lenders Mortgage Insurance
Low-deposit options from 5% including the First Home Guarantee scheme
Pre-approval before you start house-hunting so you can bid with confidence
Loan Check
See real figures — what you can borrow, what grants apply.
Pre-approval
Conditional approval from a lender in writing.
Find your home
Make offers and bid at auction with confidence.
Settlement
Contracts, grants and final approval — handled.
How much deposit do I really need?
It depends on the loan and the scheme. The First Home Guarantee lets eligible first buyers purchase with as little as 5% deposit and no LMI. Standard loans typically need 10–20%.
What grants am I entitled to in Queensland?
Eligible first-home buyers building or buying a new home may receive the $30,000 First Home Owner Grant. Transfer duty concessions also apply on established homes under thresholds.
Will the Loan Check affect my credit score?
No. The Loan Check is a basic assessment based on the figures you give us. It does not run a credit enquiry or affect your file in any way.
Ready to take the next step?
Start the Loan Check — we score it instantly and only call if we can help.